Buyback Program

India’s First Spot Buyback

Sell your gold back.
At the real price.
Zero deductions.

We’re the only bullion company in India that buys back at live spot rate with absolutely no deductions on MMTC-PAMP & Kundan products. No negotiation. No hidden cuts. Just the price your gold is actually worth.

Buyback Rate
= Live Spot
0% Deduction
How it works
The Buyback Problem

Every gold seller promises buyback.
None of them mean it.

Here’s what actually happens when you try to sell gold back to a jeweller or online platform: they quote you a rate 3–8% below spot. They call it “processing fees,” “assay charges,” “handling costs.” By the time they’re done deducting, you’ve lost thousands.

✕ Other Platforms
3–8%
Deducted on buyback under various “charges” — processing, assay, handling, spread
VS
✓ Instant Bullion
0%
Buyback at live spot rate. MMTC-PAMP & Kundan products. Zero deductions. Period.

On a 100gm gold bar worth ₹7,50,000 — a 5% deduction means you lose ₹37,500. With us, you lose ₹0. That’s not a small difference. That’s a policy difference.

Buyback Tiers

Your brand determines
your buyback rate.

We honour every gold product. But certified products from India’s top refineries get the ultimate deal — full spot, zero deductions.

★ Premium Tier
0%
Deduction
MMTC-PAMP Kundan
Full spot rate buyback. These are LBMA-accredited, 999.9 purity certified products with tamper-proof packaging and serial-matched assay certificates. We verify instantly — you get paid instantly.
All Other Brands
1.5%
Deduction
Tanishq PNG Others
We still buy back gold from other brands — just with a small 1.5% deduction to cover purity verification. Still dramatically better than the 3–8% industry standard.
The Process

Four steps. No games.
Money in your account same day.

01

Contact Us & Schedule

Reach out via WhatsApp or call. Tell us what you’re selling — brand, weight, quantity. We’ll confirm eligibility and schedule a time.

No appointment fees
02

Present Your Metal

Bring your gold with original packaging and certificate. We verify the product on the spot — serial number, tamper seal, purity.

Rate locked at time of presentation
03

Live Rate Applied

The buyback happens at the current live rate at the moment you present the metal. No pre-booking. No rate locking in advance. What the market says at that moment — that’s your price.

No advance rate booking
04

RTGS Payment — Same Day

Payment is made directly to your bank account via RTGS. No cash transactions. Fully documented, fully traceable, fully compliant.

✓ RTGS only — No cash
Terms & Conditions

Transparent rules.
No fine print surprises.

📜 Buyback Policy

No Cash Payments

All buyback payments are made via RTGS only. We do not deal in cash under any circumstances. This keeps every transaction documented, transparent, and fully tax-compliant.

No Advance Rate Booking

You cannot lock a rate in advance for buyback. The rate is determined at the exact moment the metal is physically presented and verified. This ensures complete fairness — no speculation, no manipulation.

MMTC-PAMP & Kundan — 0% Deduction

Products from MMTC-PAMP and Kundan with original packaging and assay certificate qualify for full spot rate buyback with absolutely zero deductions.

Other Brands — 1.5% Deduction

Gold products from all other brands and refineries are accepted with a 1.5% deduction from spot rate to cover purity verification and processing.

Original Packaging Required

For 0% deduction buyback, products must be in original tamper-proof packaging with matching assay certificate. Opened or damaged packaging may be subject to additional verification.

Same-Day RTGS Settlement

Once verification is complete, RTGS payment is initiated immediately. Funds typically arrive in your bank account within hours on the same business day.

The Numbers

India’s most honest
buyback program.

0%
Deduction on MMTC-PAMP
& Kundan Products
1.5%
Max Deduction
on Other Brands
Same Day
RTGS Payment
Directly to Your Bank

Buy at spot.
Sell at spot.

The only bullion company in India where your gold is worth the same going out as it was coming in.

Shop Certified Gold →
🔒 RTGS Payments Only Live Spot Rate 0% on MMTC & Kundan Same-Day Settlement
Our Partners
Authorized Partner
MMTC‑PAMPIndia’s Finest Gold Refinery
Preferred Partner
Kundan RefineryLBMA Accredited Refiner
Authorized Partner
MMTC‑PAMPIndia’s Finest Gold Refinery
Preferred Partner
Kundan RefineryLBMA Accredited Refiner
Live Rates
Au
Gold 24K15463.65
22K
Gold 22K14164.70
Ag
Silver258.71
incl. 3% GST + 1% Duty · IBJA Rates Shop Now